Example One - Initial Proposal (3yr deferral, PV of assets)

Example One- the Initial Proposal

In working with a new client, detailed budget information is often not available. The initial proposal will produce a strategy based upon a specific income  duration e.g. 25 years,  and the present value of investible assets. This is helpful in facilitating the initial explanation of The Income for Life Model, and how it benefits the client’s personal situation.

• 3 years before retirement
• $850k in investable assets
• 25+ Years of retirement income needed
• $500k bequest desired